Stablecoin Issuers
After Tornado Cash, periodic sanctions reviews are not enough
Circle froze $149K in USDC within hours of the OFAC designation. MiCA Title III now mandates transaction-level AML controls for EU-licensed issuers. Sanctuary screens every mint, redeem, and transfer in real time — before settlement, not after the fact.
Regulatory Exposure
Three risks stablecoin issuers cannot ignore
OFAC can freeze your entire issuance
The Tornado Cash OFAC designation in August 2022 blacklisted smart contract addresses, not just individuals. Centre Consortium (USDC issuer) froze $75K in USDC within hours. Circle froze 7 Tornado Cash-linked addresses totaling $149,200. One designation can require action across your entire token supply.
MiCA Title III mandates issuer-level AML controls
Under MiCA Title III, asset-referenced token and e-money token issuers must implement AML/CFT controls, maintain transaction monitoring, and report suspicious activity. Non-compliant issuers face withdrawal of authorization by national competent authorities.
DeFi protocol exposure accumulates silently
When your stablecoin is held in a sanctions-listed DeFi protocol or used as collateral in a mixer, the issuer carries secondary exposure risk. Without continuous monitoring, you discover the exposure in a regulatory examination, not before it.
What We Provide
Controls built for issuer-scale screening volumes
High-volume screening API
Screen mint and redeem requests at API level before settlement. Sub-3s response. Handle 50K+ checks per day on Enterprise. TypeScript SDK and REST examples included.
Freeze event detection
Real-time monitoring for OFAC SDN additions that match your token holders or liquidity pool participants. Alerts fire within 2 hours of a new designation.
Sanctions watchlist monitoring
Continuous monitoring of your registered address set against OFAC, EU Consolidated, UN, and 8 national lists. Immediate notification when a monitored address appears on a new list.
Issuer compliance dashboard
Aggregate view of screening volumes, risk verdicts, flagged transactions, and open cases. Export audit logs for regulatory examination. SAR draft generation for FinCEN, goAML, and NCA.
DeFi protocol exposure tracking
Track how your stablecoin flows through DeFi. Identify exposure to sanctioned protocols, mixers, or high-risk liquidity pools before a regulatory examination surfaces it.
Travel Rule IVMS101 support
IVMS101-formatted counterparty data exchange for transfers above threshold. Covers FATF Travel Rule requirements across EU, UK, US, and Singapore jurisdictions.
What compliance looks like at the issuer level
- Every mint and redeem screened before settlement — not sampled post-hoc
- OFAC SDN hits surface within 2 hours of designation publication
- MiCA Title III transaction monitoring requirements covered end-to-end
- Court-defensible PDF reports for every suspicious transaction review
- Audit log export for regulatory examination with full provenance chain
Screening infrastructure for stablecoin compliance
Speak with our team about API integration, volume pricing, and how we handle the specific monitoring requirements of your token structure and jurisdiction.